Terms & Conditions

Last Updated: July 09, 2022

Welcome to Newgen Health Cares. By accessing or using our website (https://newgenhealthcares.info), you agree to comply with and be bound by the following Terms of Use. If you do not agree with these terms, please do not use our website.

1. Acceptance of Terms

By accessing, browsing, or using Newgen Health Cares, you acknowledge that you have read, understood, and agreed to abide by these Terms of Use. These terms may be updated at any time, and continued use of the website constitutes acceptance of any modifications.

2. Website Purpose & Services

Newgen Health Cares is an informational platform that provides guidance on auto, home, and personal health insurance in the USA. We do not sell insurance policies directly but provide insights and resources to help users understand their options.

2.1 No Professional or Financial Advice

The content on our website is for informational purposes only and should not be considered professional, financial, legal, or insurance advice. You should consult a licensed insurance provider or financial advisor before making any decisions.

2.2 Third-Party Services & Links

We may include links to third-party insurance providers and resources. We are not responsible for the accuracy, reliability, or security of any third-party websites. Accessing third-party websites is at your own risk.

3. User Responsibilities

By using our website, you agree to:

✔ Use the website for lawful purposes only.
✔ Provide accurate information when filling out forms or inquiries.
✔ Not engage in fraudulent, misleading, or malicious activities.
✔ Not attempt to hack, disrupt, or harm our website’s security.
✔ Respect all copyrights, trademarks, and intellectual property rights associated with our content.

4. Intellectual Property Rights

All content, graphics, text, images, logos, and website design are the exclusive property of Newgen Health Cares and are protected under copyright and trademark laws. You may not:

  • Copy, reproduce, or distribute our content without prior written permission.
  • Use our brand name, trademarks, or logo for commercial purposes.
  • Modify, reverse-engineer, or exploit any website code or functionality.

Unauthorized use may result in legal action.

5. User-Submitted Content

If you submit comments, reviews, testimonials, or inquiries, you agree that:

✔ Your content is accurate and lawful.
✔ You grant us a non-exclusive, royalty-free, worldwide license to use, publish, or share your content for business purposes.
✔ You will not post offensive, defamatory, illegal, or misleading content.

We reserve the right to remove or edit any content that violates these terms.

6. Privacy & Data Protection

Our collection and use of your personal information are governed by our Privacy Policy. By using our website, you consent to the collection, storage, and use of your data as outlined in our Privacy Policy.

We implement industry-standard security measures to protect your data, but we cannot guarantee absolute security. Users should take precautions when sharing personal information online.

7. Disclaimer of Warranties

Newgen Health Cares provides content “as is” and “as available” without any warranties or guarantees. We do not warrant that:

  • The website will be error-free, uninterrupted, or secure at all times.
  • The content is 100% accurate, complete, or up to date.
  • Any linked third-party services will meet your expectations.

We are not liable for any losses, damages, or errors resulting from reliance on our content.

8. Limitation of Liability

To the fullest extent permitted by law, Newgen Health Cares and its affiliates are not liable for:

  • Direct, indirect, incidental, or consequential damages arising from website use.
  • Financial losses resulting from reliance on our content.
  • Security breaches, hacks, or unauthorized data access.

Your use of this website is at your own risk.

9. Indemnification

You agree to indemnify and hold Newgen Health Cares, its employees, partners, and affiliates harmless from any claims, damages, liabilities, or expenses arising from:

  • Your use or misuse of the website.
  • Your violation of these Terms of Use.
  • Your infringement of third-party rights.

10. Termination of Access

We reserve the right to suspend or terminate your access to Newgen Health Cares if you:

❌ Violate these Terms of Use.
❌ Engage in fraudulent, abusive, or harmful activities.
❌ Attempt to disrupt or compromise our website security.

Termination may occur without prior notice.

11. Governing Law & Jurisdiction

These Terms of Use shall be governed by and interpreted under the laws of the United States. Any disputes related to these terms shall be resolved in the courts of Ohio.

12. Changes to Terms of Use

We may update these Terms of Use at any time. Changes will be posted on this page with an updated July 09, 2022 date. We recommend reviewing these terms regularly.

Your continued use of the website after changes means you accept the revised terms.

13. Contact Us

If you have any questions about these Terms of Use, please contact us:

📧 Email: legal@newgenhealthcares.info
📞 Phone: +1 614 788 8228
📍 Address: 5400 Frantz Rd, Dublin, OH 43016, United States

📌 Thank you for using Newgen Health Cares! 🚀